INTEGRATION OF ACCOUNTING LITERACY IN THE EDUCATION CURRICULUM: EFFORTS TO IMPROVE READINESSSTUDENT FINANC

Abstract

This study aims to analyze the integration of accounting literacy into the education curriculum as a strategy to improve students’ financial readiness. The research employed a qualitative approach with a case study design, using in-depth interviews, observations, and documentation as data collection techniques, and Miles and Huberman’s interactive model for data analysis. The findings indicate that the school has directed the curriculum toward practical skills, including accounting literacy learning contextualized with students’ daily lives, such as recording expenses and income from their pocket money. Students generally responded positively, as reflected in their increased awareness of saving, controlling expenses, and developing simple financial recording habits. Observations also revealed behavioral changes, with students becoming more disciplined and prudent in managing money. Nevertheless, several challenges were identified, such as limited instructional time, difficulties in understanding technical accounting concepts, and a lack of parental support. Overall, the integration of accounting literacy has proven relevant and effective in fostering early financial awareness.